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  The development of agriculture

  $27.50

  Discuss the negative and positive aspects of the development of agriculture. Was it, or was it not the worst mistake in the history of the human race?
  7 Pages
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  Writing Summary Assignment

  $7.50

  Wk2 Summary Assignment

  The purpose of the following assignment is to effectively summarize and attribute information from a source.

  Use the library databases to retrieve an article from the Course Theme Reading List on the topic you selected last week. If you are considering a new topic, confirm your choice with your professor. Once you retrieve the article, print it or save a local copy of the full text article to your hard drive so that you can refer to the contents of the article offline.

  Read the source carefully, noting the thesis, topic sentences, headings, supporting details, and conclusion. To become more skilled at summary and paraphrase, you will practice writing summaries of different lengths on the same assigned source.

  For each part of the assignment, follow the instructions provided. When you are finished, save the document as <your last name.Wk2 Summary Assignment> and submit it to the Dropbox by the end of the week.
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  Week 2: Week Two – Individual Work 2

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  Instructional Objectives for this activity:
  Critique the elements responsible for differing moral standards of behavior from person to person | Business ethics are controversial given there are no universally accepted approaches for handling ethical issues when they arise. This assignment allows you to explore business ethics, right and wrong, and the conflict that may occur between your personal morals and what is deemed acceptable by the organization.Explore the online library for scholarly resources on business ethics and virtues. Using Microsoft Word, prepare a paper that discusses the following questions: * What are business ethics? * What does “right” really mean? How do you know when something is truly “right” or totally “wrong”? * Describe the virtues that are most important to fostering an ethical organization. * Describe an incident when your moral standards conflicted with someone else’s moral standards (either personally or in the workplace). What was the outcome? Would another outcome have been more desirable? If so, why?|
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  Is Joe is breaching indirect or direct infringement by developing the sharing website

  $12.50

  LAW 421: Week Two Team Paper

  Joe comes up with what he believes to be a great idea. He creates a website called www.mediaandstuffshare.com, which allows users to connect with one another to distribute and share various types of files; everything from spread sheets to media content. Joe bases his website on a software template obtained from an old copy of OpenNap and the website www.megaupload.com. Joe does not have the current ability to verify any content between users. While Joe believes that his idea is “great” the legality aspect of his website must be taken into consideration. Throughout the following paper it will be discussed what copyright law is and what it means for Joe’s website. Is Joe is breaching indirect or direct infringement by developing the sharing website? If Joe is in fact breaking the law unknowingly will be protected by what is known as a Sony Exception? Or is Joe’s new website perfectly legal and going to revolutionize file sharing?

  3 pages
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  Week 2 Assignment: FastTrack Schedule 9’s top features

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  For this assignment all that needs to be done is a three to four sentence response to each question. The way this assignment works is we are all given the same question to answer and then we must respond to at least two of our student’s responses to the question. So I am going to post the questions, followed by the responses from two of my class mates, in which I need a 3 to

  5 sentence response, written. You are completing what is highlighted in yellow. In all you will have done 4 responses, as well as answered the two questions, the response I need written is for the a and b responses already posted. The a and b responses are highlighted in turquoise this is what you are writing a response too. DO NOT FORGET TO ALSO ANSWER THE QUESTIONS!

  1. Take a tour of FastTrack Schedule 9’s top features. See how you can use the leading easy-to-use project management software for planning, tracking, and visualizing project goals on a Mac or PC. For your discussion question, explain how three features of the FastTrack Schedule 9’s features will help you manage information systems projects. Be specific in relating the feature to the systems tasks you would want to achieve with it. Link for fast track: http://www.youtube.com/watch?v=_5E7wfm-djg
  2. Imagine that you are interviewing for a job when the interviewer asks you which cost-benefit analysis technique is best for assessing a project’s economic feasibility. What would your response be?
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  What physical characteristics were essential to the locations

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  Post your answers to the following questions here.
  1. What physical characteristics were essential to the locations where early Native American settlements were established?
  2. Early cities in the colonies were settled by Europeans from what countries?
  3. African Americans migrated to Northern and Midwestern cities during what periods in U.S. history?
  4. What factors helped facilitate sub-urbanization and white flight from central cities after WWII?
  5. What are the basic tenets of the Ethnic Enclave Model of immigration and how does it differ from the traditional model of immigrant assimilation?
  6. Based on the readings and your own observations and experiences, are new immigrants of color “better off” working for people from their own ethnic group? Why or why not? What is your supporting evidence? Can this experience be generalized to all immigrants of color? Why or why no
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  Week 2 Assignment: Chapter 15 and 26

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  Chapter 15
  Bickley Engineering Company has a capital structure of 30% Debt and 70% Equity. Its current Beta is 1.3, and its Market Risk Premium is 7.5% Points. The current Risk Free Rate is 3.5%. Bickley’s marginal tax rate is 40%. What is the Unlevered Beta of Bickley?

  Bickley’s management would like to change its capital structure to 15% Debt and 85% equity by retiring its bonds yielding 8%. The remaining long term debt will be at 7%. The marginal tax rate will remain the same. What will be Bickley’s new Beta with this new 15/85 capital structure?

  What is the WACC (Weighted Average Cost of Capital) of Bickely with its 30/70 capital structure?

  What will be Bickley’s WACC with its 15/85 capital structure?

  Chapter 26
  Yancey Industries’ Free Cash Flow for the past 12 months is $2.0 Million, and the future expected growth rate of this FCF is 6.5%. Yancey has no debt in its current capital structure. Its Cost of Equity is 11.5%. Its tax rate is 35%.

  Calculate the Unlevered Value of Yancey (Vu)

  Calculate VL and rsL for the scenario whereby Yancey uses $8.0 Million Debt costing 8%.
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  Weekly Quiz Questions FP/120 Version 6

  $10.00

  Week Two:

  Objective 2.1 Secured and unsecured debt

  Which of the following is considered unsecured debt?

  1. a.   A mortgage b.   A car loan
  2. A 401k loan
  3. d.   Credit-card debt

  If you have applied for your first credit card and been denied, what is the best thing to do?

  1. a.   Call up the card company and ask if you can be approved if you agree to a higher interest rate.
  2. b.   Apply for a secured credit card
  3. Add money from a cash loan to your checking account so it appears you have more funds available.
  4. d.   Have someone cosign for a credit card for you.

  Objective 2.2 Paying off and avoiding credit card debt

  When you have serious credit card debt, where is the best place to seek help?

  1. a.   From a debt consolidation company
  2. b.   From an independent consumer credit counseling agency, such as AICCCA or the

  National Foundation for Credit Counseling c.   From a credit deferral service

  1. d.   From a private loan organization, such as a bank or credit union.

  When you keep getting calls from a credit-card company about a bill you do not remember charging, what is the first thing you should do?

  1. a.   Pay it off in full. b.   Verify the debt.
  2. Refuse to pay the debt since you do not have a personal record of it. d.   Change your phone number.

  What is the rule of thumb about using money in a savings account to pay off a credit card balance?

  1. a.   Use savings when your credit card balance is over $5,000 b.   Use savings when your savings balance is over $5,000
  2. Use savings when your credit card interest rate is more than 4% higher than your savings account interest
  3. d.   Use savings when your savings account interest rate is 1% higher than your credit card interest rate

  Objective 2.3 (A) Credit reports and scores

  Which of the following is considered a very good credit score?

  1. a.   500-559 b.   600-659

  1. 700-759 d.   760-859

  Which of the following is NOT a credit reporting agency?

  1. a.   Equifax b. Experian
  2. Fair Isaac Corporation (FICO)
  3. d.   TransUnion

  Which site provides a free credit report from each of the three national credit reporting agencies?

  1. a.   www.freecreditreport.com
  2. b.   www.annualcreditreport.com www.creditreports.com
  3. d.   www.freecreditscore.com

  Objective 2.3 (B) Improving credit scores

  Which of the following is the most effective way to improve your credit score?

  1. a.   Pay your bills on time
  2. b.   Never exceed your credit limit.
  3. Reduce your credit utilization rate.
  4. d.   Close your credit-card accounts as soon as you pay them off.

  What is a credit utilization rate?

  1. a.   How many open credit accounts you have
  2. b.   The percentage of all your reported credit accounts that are open accounts Your total outstanding balance as a percentage of total credit limit
  3. d.   How often you use credit to make purchases

  Why might voluntarily closing a credit card account lower your credit score?

  1. a.   It can lower your total available credit, making your credit utilization rate appear higher. b.   It can lower your total available credit, making your credit utilization rate appear lower. It can look like the creditor closed the account for non-payment.
  2. d.   It can look like an inquiry on your credit file.

  Objective 2.4 (A) Debit cards and cash

  What is the main disadvantage of using only a debit card?

  1. a.   Debit card purchases are not reported to credit reporting agencies and therefore will not help you build your credit score.
  2. b.   Not all stores accept debit cards.
  3. You may earn better rewards with a credit card.
  4. d.   Credit cards offer fewer protections if your card is lost or stolen.

  When selecting and using a debit card, you should avoid a.   monitoring your account every other day

  1. b.   prepay cards that allow you to load more money onto them debit cards tied to your checking account
  2. d.   overdraft protection that allows you to spend more than you have

  Which of the following is not an effective way to think about money?

  1. a.   Live below your means but within your need
  2. Only purchase needs, not wants.
  3. c.   Financial freedom requires making a lot of money.
  4. Pay yourself first.

  Objective 2.4 (B) Saving money

  The smartest way to build an emergency fund is to

  1. a.   set aside small amounts monthly through an automatic savings plan
  2. b.   open a home equity line of credit (HELOC) that you can tap into in case of emergency
  3. take out multiple credit cards with high credit limits that you can tap into in emergencies d.   go on a strict budget and save as much as possible until you have an emergency fund

  How much money should you have in your emergency savings account?

  1. a.   An amount that will safely cover your bills for 3 to 6 months b.   An amount equal to 8 months of your living expenses
  2. An amount between $2,500 and $5,000 to cover sudden, unexpected expenses d.   3 months of your wages

  The best place for your emergency savings fund is

  1. a.   in a liquid account at a bank or credit union that offers you the highest interest rate possible
  2. b.   in a fireproof safe within your home; you want to be able to get to your money quickly in an emergency
  3. in your checking account or your debit-card account so you can get it right away—keep a mental note of what part of your balance is to be spent only on emergencies
  4. d. in a Roth IRA—you can always withdraw your contributions without a penalty or tax

  How do you make sure the money you deposit at a bank or credit union is 100% safe—that you are guaranteed to get every penny back no matter what?

  1. a.   Keep the money in a checking or savings account, not a money-market fund.
  2. b.   Keep cash in a safe-deposit box at a bank that you have access to 7 days a wee
  3. Just make sure your balance is never more than $50,000 at a single bank or credit union, because that is the limit that financial institutions can guarantee.
  4. d.   Confirm that a bank is a member of the Federal Deposit Insurance Corp. (FDIC) or a credit union is a member of the National Credit Union Share Insurance Fund (NCUSIF), and never have more in your account than the maximum insured amount.

  Objective 2.5 Reducing expenses

  If the money you have coming in each month (your take-home pay) is less than the money going out each month to pay the bills, you should

  1. a.   make up the difference by using a credit card with a very low interest rate
  2. b.   stop paying your credit card in full; paying just the minimum due gives you more money each month
  3. look through your spending for the single biggest expense you can eliminate completely to make your income equal what you spend
  4. d.   find ways to trim spending from multiple spending categories till you have made up the shortfall

  To intelligently reduce your spending over the long term

  1. a.   mark all the needs in your spending categories and get rid of them completely b.   never carry cash or credit cards on your person
  2. consider scaling back on the frequency of certain expenses, such as how many times a month you eat out or go to the movies
  3. d.   limit your trips to stores or malls to just once a month
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  Conduct a critique of one blog, one video, and one podcast

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  GEN499: Week 2 Assignment 2

  Critiquing Internet Sources
  Today, the Internet provides an unprecedented amount of information by way of blogs, videos, and podcasts. Conduct a critique of one blog, one video, and one podcast, which provide information that addresses the topic of your Final Research Paper.

  Assess the authors’ use of bias, validity, and applicability of information. Examine the influence of web-based information on global citizenship and multicultural understanding. Then, compile a list of three factors you believe should be considered when evaluating Internet sources for use in researching information.

  The paper must be three to four pages in length (excluding the title and reference pages) and formatted according to APA style. In addition to the three multimedia sources you are analyzing, support your points with at least two scholarly sources. One of the scholarly sources must be from the Ashford Online Library.

  Cite your sources within the text of your paper and on the reference page. For information regarding APA, including samples and tutorials, visit the Ashford Writing Center within the Learning Resources tab on the left navigation toolbar.
  Carefully review the Grading Rubric for the criteria that will be used to evaluate your assignment.

  4 Pages